From:
fuzzymum
Date: 2002-04-26 19:26:00 UTC
Subject: Re: Pet insurance for ferrets - HA!
--- In Ferret-Health-list@y..., "ferretkrazi" <ferretkrazi@y...>
After MONTHS of calling them and getting multiple different excuses,
> I got a letter in the mail in early February (almost 4 months
later)
> stating they would NOT cover Amira's surgical expenses! THEY
> determined that she had adrenal disease prior to her policy with
them
> and the policy would not cover a pre-existing condition!
> Erin
******************************
I also have to agree with Erin. I had purchased this insurance for
Harvey last June...but before I purchased it I had blood work done on
him.... I then purchased it and of course decided it was easier to
pay by credit card for the whole year upfront... Well, Harvey had to
have an exploratory because of some of the problems he was
having...it did turn out he had an adrenal problem....like Erin, I
got all the paperwork together, submitted it promptly and waited and
waited,etc.... after several months I called them and another month
later received a letter stating they needed more info...well, gave
them the info and waited and waited...finally the letter came and it
was REJECTED ...they also felt he had the disease prior to the
policy....which he probably had but I thought they would at least pay
for the bloodwork, etc.... Now I am out the 156.00 for the yearly
cost of the insurance....advice here....put money aside for these
occasions or just designate a credit card....learned the hard
way....I have heard of people having luck with this insurance and am
happy for them...for me it did not work...
Jackie